This 3-stone birthstone pendant is handcrafted from 14K/20 gold filled wire and a lab ruby, white CZ, and lab Blue Spinel. Red, White, and Blue - need I say more? 14K/20 gold filled wire is basically a tube of 14K gold with a jeweler’s wire down the center for flexibility. It wears well, does not tarnish, and has the same allergy reactions (or non-reactions) as 14K gold. Each of my birthstone pendants are handmade one-at-a-time, so although they are all similar, they are not identical. You are selecting the actual one you will be receiving. The chain is not included, but I do have a selection of chains if you need one. approximately 1" x 2" 25mm x 50mm 6mm bail